Separate Account

Important questions at a glance:

• Is my choice limited to fixed risk/return profiles? ▾

  No.
  You compose your own mortgage portfolio yourself based on the risk/return profile you prefer. To determine your optimal investment mix, you can choose from 12 investment buckets.

• Can I adjust my minimum spread periodically? ▾

  Yes.
  You can adjust your minimum spread every two weeks. This offers you the opportunity to stay connected with the risk/return profile you have chosen.

• Is investing only possible if you have your own entity? ▾

  No.
  If you do not have your own entity, you can also participate as a participant via an FGR structure.

• Can I securitize my portfolio? ▾

  Yes.
  We offer the option of securitizing your own portfolio and transferring (part of) the portfolio to other investors. This offers you a high degree of liquidity.

• Does Achmea also participate in this investing platform itself? ▾

  Yes.
  Achmea Bank and Achmea Pensioen en Leven invest in Dutch Mortgages through the Achmea Mortgages Investment Platform. This gives the investment platform a healthy and solid foundation. On an annual basis, Achmea provides more than € 5 billion in mortgages in the Dutch market. This scale offers you as an investor advantages such as years of expertise, a proven track record and a large network of intermediaries.